Roughly sixty percent of employers in Texas participate in the state-sponsored Worker’s Compensation System, while the remaining forty percent may use a hybrid version of the state system, offer their own form of benefits, or have no benefits at all.
If you have been injured on the job, it is essential to know where your employer falls on this spectrum. You may verify whether your employer had a worker’s compensation policy on the date of your injury by visiting this page. Note that you may need to search this information by using the formal name of your company, which is frequently the name listed on your paycheck and may include descriptive letters such as “INC., CORP., LTD, etc.”
If your employer is listed as having worker’s compensation coverage, you are entitled to benefits regardless of the way in which your injury occurred. These benefits, however, will not always total 100% of your earnings and may be your exclusive financial remedy. Still, your employer is legally required to provide you with access to adequate medical treatment and may not terminate you while you are out on worker’s compensation leave.
If your employer is listed as having worker’s compensation coverage you may be entitled to receive additional benefits beyond those typically afforded by the worker’s compensation system if a third party’s negligence contributed to your injury in any way.
If your employer is not listed as having worker’s compensation, you may be required to show that an act of negligence contributed to your injury. Negligence can occur in many ways, such as a failure to supervise, insufficient training, or by a critical omission.
If you have suffered an injury on the job, understanding the full extent of your rights is complicated. Before you accept any “deal” offered by your employer or before you are lead to believe that there is little to be done for someone in “your situation,” contact the personal injury attorneys at Fears | Nachawati for a free consultation by calling 1.866.705.7584 or send an email to the lead worker’s compensation attorney at firstname.lastname@example.org.