As an experienced personal injury lawyer in the Dallas Fort Worth area, I have come up with this top ten list for people who are considering negotiating on their own with an insurance adjuster for injuries sustained in an auto accident or other type of personal injury case.
Top Ten List - Considerations and Tips for People involved in a Dallas Auto Accident or Personal Injury Accident
1. Insurance adjusters are not under oath and do not have to be honest with you. I believe the top tactic in keeping adjusters honest is to hire a lawyer to file suit in your case where adjusters are held accountable and must be truthful.
2. An adjuster typically deals with you fairly for the most part on property damage claims. The adjuster tries to capitalize on the average person's lack of knowledge on the bodily injury component of an injury claim. Do not let them take advantage of you.
3. Insurance adjusters handle thousands of auto accident and injury claims a year. How many have you handled? Do you really think you are going to have the upper hand in negotiations with an insurance company?
4. Do not disclose any information about your health insurance to the auto insurance adjuster!
5. Do not give the insurance adjuster a medical release authorization for your records.
6. Do not disclose to the at fault insurance company's adjuster whether you have personal injury protection coverage on your own policy.
7. Do not give a statement to the insurance adjuster prior to retaining a personal injury lawyer.
8. Do not hire a lawyer who shows up at your doorstep unsolicited.
9. Do not sign any releases provided by the insurance company or insurance adjuster.
10. Seriously consider the benefits of hiring a competent lawyer you can trust and who is knowledgeable. Hiring a good lawyer will do more than just level the playing field with the insurance company.
Free legal information and legal advice about dallas auto accident claims or personal injury claims can be obtained by contacting attorney Majed Nachawati with the Fears | Nachawati Law Firm. Initial consultations are free. Email - mn@fnlawfirm.com , Toll Free Phone 1.866.705.7584