Texas auto insurance requirements
In
- Bodily injury liability: $25,000 per injured person, up to a maximum of $50,000 per accident
- Property damage liability: $25,000
This minimum basic liability insurance is often referred to 25/50/25 coverage.
The 25/50/25 requirement went into effect in April of 2008. Prior to that time, the requirements were lower at $20,000 per injured person (max of $40,000 per accident) and $15,000 for property damage. You may occasionally come across these numbers, so don’t be confused – in order to comply with
Keep in mind that this is the minimum amount required by law, meaning you can purchase more extensive coverage if you choose. In fact, there are several other types of
- Uninsured/Underinsured Motorist Coverage
- Collision coverage
- Comprehensive coverage
- Personal injury protection
Remember,
If you have been involved in a car accident, it is wise to speak with a lawyer before accepting any offer from an insurance company. A
For free legal advice, contact Fears | Nachawati today to receive a no obligation, no charge consultation with a
